IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT:
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
NUMBERS TO CALL IF YOUR ACPE VISA CREDIT CARD OR
ADVANTAGE DEBIT CARD IS LOST OR STOLEN:
VISA Credit Card: 800-247-4222
Advantage Debit Card: 800-754-4128 (inside the USA)
414-341-6535 (outside the USA)
SHARES (Savings) Accounts 
| Rate | Description |
| Dividends paid last month:
$00.00 to $19.99 - 0.0% $20.00 or more - 1.00% APY 1.00% |
Dividends declared and paid monthly. Dividends are based upon the income and operating expenses of the credit union and based on the need to build capital. |
SHARE DRAFT (Checking)
No minimum balance; no service charge. You pay only for check printing.
Money Market Account
| Min | Max | Rate | APY |
| $250.00 | $999.99 | 1.20% | 1.21% |
| $1,000.00 | $4,999.99 | 1.70% | 1.71% |
| $5,000.00 | $19,999.99 | 2.00% | 2.02% |
| $20,000.00 | ++ | 2.25% | 2.27% |
ACPE One Account $250.00 Minimum, limited withdrawals.
Individual Retirement Account
(IRA Savings Account) The current rate on an IRA Savings Account is 2.85% with any APY of 2.89%. The rate is paid monthly.
CU Travel Money Cards
Available in amounts from $100 to $5,000. For use instead of Traveler's Cheques. Can be reloaded up to three times. Initial card charge of $5.00 each (for Silver Wings the initial charge is $3.00).
Holiday Club
Put money aside for the holidays. The Holiday Club pays 1.33% interest monthly with the funds disbursed via a single check paid in November. The APY is 1.34%. JOIN TODAY!
Vacation Club
Put money aside for that summer vacation. The Vacation Club pays 1.33% interest monthly with a single check paid in June. The APY is 1.34%. Join today and start saving for that special vacation.
SHARE CERTIFICATES (Certificates of Deposit)
| Term | Rate | APY | Minimum |
| 6 Month | 2.65% | 2.68% | $250.00 |
| 1 Year | 2.80% | 2.84% | $250.00 |
| 2 Year | 2.95% | 2.99% | $250.00 |
| 3 Year | 3.25% | 3.30% | $250.00 |
| 4 Year | 3.30% | 3.35% | $250.00 |
| 5 Year | 3.45% | 3.51% | $250.00 |
Travelers Checks
American Express single signature travelers checks are available with no fee.
Money Orders
Up to $999.99 at $1.00 each.
Cashiers/Bank Checks
Available to members in any denomination for a fee of $1.00.
ACPE Advantage
This is our ATM Debit card. There is no fee for this card and no transaction fee for its use.
ACPE Visa
We have a Visa Credit Card with an interest rate of 12.5%, no annual fee, and home town service.
History
Albany County Teachers Credit Union was founded in 1957 to service Albany County School District Teachers. This entity later merged with Gem City Credit Union, who serviced City of Laramie, Federal, Postal, and State employees, in 1986 to form Albany County Public Employees Federal Credit Union. In 1997 the employees of KOWB/KCGY Radio and Laramie Eye Clinic were adopted into the field of membership.
In December, 2000, the credit union received a federal community charter and officially became ACPE Federal Credit Union, currently having 4,600 members with assets of $26 million and still growing. Membership is now open to anyone living, working, worshipping or volunteering in Albany or Carbon County, WY. The main office is located at 2835 Grand Avenue in Laramie, Wyoming.
Requirements
To be a member of ACPE Federal Credit Union, you must reside, work, worship or volunteer in the Wyoming counties of Albany or Carbon or be in the military from either of these two counties. Then, open a share account with a minimum of $5.00. With a uniquely numbered share account, you are entitled to all the benefits and services of ACPE Federal Credit Union including the responsibility to participate and vote for members of the Board of Directors. You may also volunteer for the board and committees. Once a person is a member, they may remain a member even though their residency may change; this is called the "Once a member, always a member" philosophy.
Employee Groups
Although you no longer need to be associated with a specific member group, we'd like to thank our original employee groups for their contributions to making us what we are today. These groups are: Albany County School District - Web Site Ark Industries and Rehabilitation Center Blood Relatives* City Of Laramie - Web Site Federal Employees (Located in Albany County) Ivinson Memorial Hospital - Web Site KOWB/KCGY Laramie Eye Clinic National Guard State Employees (Located in Albany County) United States Post Office United States Forest Service (Located in Albany County) *Certain restrictions apply
Privacy Policy
Adopted November 21, 2000
Revised January 26, 2005 and November 28, 2007
Purpose - ACPE Federal Credit Union is committed to making available financial products and services that will enable the credit union to meet the financial needs of members and assist members to reach their financial goals. Protecting personal information and using it in a manner consistent with member expectations is a high priority for everyone associated with ACPE Federal Credit Union.
ACPE’s goal is to maintain member trust and confidence when handling personal information.
Privacy Standards - To ensure members can rely upon the quality of services ACPE Federal Credit Union makes available, the credit union has approved the following privacy policies:
- ACPE Federal Credit Union will collect only the personal information that is necessary to conduct its business and required by law. That means just what is necessary to provide services -- no more.
- ACPE Federal Credit Union will protect all personal information. The credit union will maintain security controls to ensure member information in ACPE’s files and computers is protected. Where appropriate, the credit union will use security-coding techniques to protect against unauthorized access to personal records, ensure accuracy and integrity of communications and transactions, and protect member confidentiality.
Employees will be trained in the proper handling of personal information and when other companies are used to provide necessary services for ACPE, those companies will be required to protect the confidentiality of the personal information they receive from ACPE.
- Members of ACPE Federal Credit Union will always have the opportunity to review their information and make necessary changes to ensure their records are complete and accurate.
- ACPE will only share information to administer the products and services provided, when required to do so by any government, court order or legal process, when necessary to transact or conduct normal business or when necessary to protect against fraud or unauthorized transactions.
- ACPE Federal Credit Union will not sell information to or provide information in any way to telemarketing firms or non-partnered businesses. Each member will be advised of the Privacy Policy at the time of opening an account and each year thereafter.
- Without the express written consent of the member, ACPE Federal Credit Union does not provide member information to third parties except as permitted by law. Reporting to credit bureaus is an exception and the member is not given the opt-in/opt-out choice.
- ACPE Federal Credit Union may provide the names, addresses, and/or phone numbers of Board members to credit union members, only with an individual Board member’s written permission.
Important information about Credit Reporting:
ACPE may report information about member accounts to credit bureaus. Late payments, missed payments or other defaults on accounts may be reflected in credit reports.