Check out our "Great Rates"*
We may report informtion about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. * For rates shown as ranges, the Annual Percentage Rate (APR) you receive will be within the range disclosed herein and will be based on your credit worthiness and available term.
New Auto Loans
Model Years 2006 - 2008 -- Up to 100% Financing Available - Based on Sticker or NADA Blue Book Some Restrictions Apply Includes Interest Rate Specials
| Annual Percentage Rate | Periodic Rates | Approximate Term | Payment on loan of $1000 at Approximate Term |
| 6.00% - 12.85% | 0.01644 - 0.03521 | 24 to 84 months | $14.61 - $47.45 |
Late Model Vehicles
Model Years 2001 - 2005 -- Up to 100% financing Available - Based on NADA Blue Book Some Restrictions Apply Includes Interest Rate Specials
| Annual Percentage Rate | Periodic Rates | Approximate Term | Payment on loan of $1000 at Approximate Term |
| 6.25% - 13.35% | 0.01712 - 0.03658 | 24 to 72 | $16.69 - $47.68 |
Older Model Vehicles
Model Years 2000 and older -- Up to 100% Financing Available - Based on NADA Blue Book Some Restrictions Apply
| Annual Percentage Rate | Periodic Rates | Approximate Term | Payment on loan of $1000 at Approximate Term |
| 6.75% - 13.10% | 0.01849 - 0.03589 | 24 to 72 | $16.93 - $47.57 |
Recreation Vehicles
Boats, Motorcycles, Campers, Camp Trailers, and Snowmobiles - 20% down payment required Includes Interest Rate Specials*
| Annual Percentage Rate | Periodic Rates | Approximate Term | Payment on loan of $1000 at Approximate Term |
| 6.50% - 18.00% | 0.01781 - 0.04932 | 36 to 60 months | $19.56 - $36.14 |
Motor Homes and Travel Trailers
22 feet and longer - 20% down payment is required
| Annual Percentage Rate | Periodic Rates | Approximate Term | Payment on loan of $1000 at Approximate Term |
| 9.00% - 14.50% | 0.02466 - 0.03973 | 48 to 96 months | $14.65 - $27.56 |
Miscellaneous Collateral - 20% down payment required
| Annual Percentage Rate | Periodic Rates | Approximate Term | Payment on loan of $1000 at Approximate Term |
| 11.65% - 17.65% | 0.03192 - 0.04836 | 18 to 36 months | $33.03 - $63.60 |
Signature Loans
| Annual Percentage Rate | Periodic Rates | Approximate Term | Payment on loan of $1000 at Approximate Term |
| 10.10% - 19.00% | 0.02767 - 0.05205 | 12 to 24 months | $46.18 - $92.10 |
| 11.85% - 19.00% | 0.03247 - 0.05205 | 36 to 48 months | $26.25 - $36.63 |
Home Equity Loans
Up to 80% of property value less pre-existing encumbrances
| Annual Percentage Rate | Periodic Rates | Approximate Term | Payment on loan of $1000 at Approximate Term |
| Fixed 6.55% - 9.10% | 0.01795 - 0.02493 | 60 to 120 months | $11.38 - $20.80 |
| Variable 7.50%-9.00% | 0.02055 - 0.02466 | 180 months maximim term | $11.87 - $20.75 |
Mobile Home Loans - 20% down payment required
| Annual Percentage Rate | Periodic Rates | Approximate Term | Payment on loan of $1000 at Approximate Term |
| 11.10% - 14.10% | 0.03041 - 0.03863 | 60 to 120 months | $13.83 - $23.31 |
Share Secured Loans
The ANNUAL PERCENTAGE RATE (APR) for share secured and certificate secured will be 2% above the dividend rate being paid on the shares/certificate offered as security. Loans used against Certificates will be termed to match the maturity of the Certificate and both can be re-negotiated. When the certificate is renewed the APR will change to reflect the new rate. The share dividend rate is subject to change monthly, therefore, loans used against share accounts will be subject to change monthly and the APR will be changed to reflect a new loan rate when share rates are adjusted.
Members that have payroll deduction or auto-deduction for their payment will earn an additional ¼% discount on their loan rate.(1) (1)Payroll deduction does not apply to share secured loans, Home Equity Loans, or Rate Specials.
