Member Services
Important Information for New Account Openings!
To help the government fight the funding of terrorism and money laundering activities,
federal law requires all financial institutions to obtain, verify, and record all information
that identifies each person who opens a new account.
Two forms of identification are required to open an account, one of which must be a "government issued" photo identification. Additionally, new account appllications must be accompanied by a proof of current address, such as pay stub, utility bill, or similar document.
Accounts
SHARES (Savings) Accounts
Dividends declared and paid monthly. Dividends are based upon the income and
operating expenses of the credit union and based on the need to build capital.
Rates: (Dividends paid last month)
$00.00 to $19.99 - 0.0%
$20.00 or more - 0.25% APY* 0.25%
*Annual Percentage Yield
SHARE DRAFT (Checking)
No minimum balance; no service charge. You pay only for check printing.
ACPE One Account (Money Market)
| Minimum |
Maximum |
Rate |
APY |
| $250.00 |
$999.99 |
0.35% |
0.35% |
| $1,000.00 |
$4,999.99 |
0.35% |
0.35% |
| $5,000.00 |
$19,999.99 |
0.40% |
0.40% |
| $20,000.00 |
$49,999.99 |
0.50% |
0.50% |
| $50,000.00 |
$99,999.99 |
0.50% |
0.50% |
| $100,000.00 |
$100,000.00+ |
0.50% |
0.50% |
|
ACPE One Accounts have limited withdrawls per month and require a $250.00 minimum.
|
Find out what your money will be worth.
Individual Retirement Account (IRA Savings Account)
The current rate on an IRA Savings Account is
2.00% with any APY of
2.02%.
The rate is paid monthly.
Special Accounts
Holiday Club Savings Account
Put money aside for the holidays. The Holiday Club pays
0.75% interest monthly with the account balance transferred into the savings account in November. The APY is
0.75%. JOIN TODAY!
Vacation Club Savings Account
Put money aside for that summer vacation. The Vacation Club pays 0.75% interest monthly the account balance transferred into the savings account in June. The APY is 0.75%. Join today and start saving for that special vacation.
Back to School Club Savings Account
Use this account to save for the expenses you know are coming in August and September every school year. The Club pays 0.75% interest monthly with the account balance transferred into the savings account in August. The APY is 0.75%.
Health Savings Account (HSA)
This account can be used to managing health care charges. Ask for more information. There is a small monthly maintenance fee.
SHARE Certificates (Certificate of Deposit)
| Term |
Rate |
APY |
Minimum |
| 6 Month |
0.50% |
0.50% |
$250.00 |
| 1 Year |
0.50% |
0.50% |
$250.00 |
| 2 Year |
1.00% |
1.00% |
$250.00 |
| 3 Year |
1.50% |
1.51% |
$250.00 |
| 4 Year |
1.80% |
1.81% |
$250.00 |
| 5 Year |
2.00% |
2.02% |
$250.00 |
Find out what your money will be worth.
ACPE Cards
ACPE Advantage Card
ACPE's own ATM/Debit card, there is no fee for this card
and no transaction fee for its use at any of our ATMs or those in the Co-Op Network.
ACPE Visa Cards
ACPE has four options for Visa Credit Cards:
The Gold Card has an interest rate of 9.00%;
The Premium Card has an interest rate of 12.5%;
The Secured Card is backed up by your account and has an interest rate of 12.5%;
And the Classic Card has an interest rate of 16.99%.
All of these Visa cards come with no annual fee, and home town service.
Credit Union Money Card (C.U. Money Cards)
Available in amounts from $100 to $5,000. For use instead of Traveler's Cheques. Can be reloaded
up to three times. Initial card charge of $5.00 each.
Other Services Offered at ACPE
- VISA Gift Cards - Nonreloadable, minimum initial balance of $10.00
- Money Orders - Up to $999.99 at $1.00 each.
- Official Bank Checks - Available to members in any denomination for a fee of $1.00.